10.02 2011

Is Your Money Pulling Its Weight? 5 Ways to Whip It Into Shape!

We can’t all be Robert Kiyosaki (“your strategy is all wrong; buy my book”) but nothing can stop you from using the money you have to its fullest potential. I’d do what my favorite advisor, Tim Gunn, always says: “Make it work!”

Opt for investments that provide fair returns

Nothing is worse than having another person profit from money you gave them to invest. Sadly, that’s precisely what’s happening if your money is languishing in CDs (certificates of deposit), savings accounts or money market funds!

These financial institutions are effectively borrowing from you, loaning/investing it elsewhere, and waxing fat on the difference. If you want you

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09.02 2011

Layoffs: 101

Layoffs happen. I’ve seen even my hardest working friends with degrees from top universities get laid off. And although there are ways to protect your job (like going the extra mile and making yourself indispensable), there is no guarantee that you won’t lose your job at one time or another.

Depressing, I know. But here is the upside to it: a layoff could be your chance to get into a position that’s an even better fit for you, or your chance to try out that career you didn’t have the guts to. The trick is getting back on your feet, protecting your finances and starting to look for your next gig ASAP. If you have been laid off recently, here are a few things you can do:

1.    Find out about severance benefits at your work (on the down-low). Knowing wh

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07.02 2011

Buy Segway Scooters Cheap – Half The Price And All Of The Fun

We work hard to earn the money we spend, so we want to know that when we spend a lot, we’re going to have the benefit of what we are buying for a long time. There is no doubt whatsoever that this is a major reason for people buying things new rather than used. When you buy an item new you can legitimately expect that it will have staying power – but does this mean that a used item gives poor value.

Read segway price and buyer reviews.

The fact is that if you find used Segways for sale, there is plenty of upside in buying one. There are few items on the market that hold value quite as well as the Segway scooter, especially in terms of transport. It

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03.02 2011

How to get a free credit report

As a consumer, you are faced with hundreds of different transactions, applications and deals per year. To cover for your expenses, credit cards are typically used to substitute for money. In case you can’t use cards and cash, you can use other payment options such as wire transfer. Completing transactions have become so much easier these days because of the internet. But whatever payment option you wish to use, there is one thing you need to know after all the purchases have been done and the transaction receipts pile up: it’s your credit record.

Knowing your spending and keeping track of them is a very good way to balance your profits and expenses. You are probably one of the millions of American consumers out there who keep on buying things and availing of services without the second thought of how much money will be left after that. It’

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02.02 2011

Insureds who are sued and successfully defended by their insurer may be able to obtain double costs.

Application for double costs. Application granted.

Martin v. Lavigne, [2010] B.C.J. No. 2240, November 17, 2010, British Columbia Supreme Court, G.D.

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31.01 2011

Payments Made Smart

Credit cards today have a high standard they must meet, and the bar is always rising. Anyone can offer you credit, but the features are what separate the decent from the extraordinary. One feature you must consider a necessity, is a smart and intuitive way of your making credit repayments. Paying off your monthly balance may seem straight forward, but credit card companies are now offering a more responsible and clever way of eliminating your debt.

Positive debt hierarchy insures that your monthly payments go towards working off your highest APR purchases first. This means, the purchases that cost you the most in the long run, with the highest interest rates, will be paid off first. This feature makes it easy to cut down your debt, starting with the largest chunk first. Read more…

29.01 2011

Real Estate and the Small-Scale Investor: Is It Right for You?

Owning a home is one thing; many people often daydream about building their own real estate empire one day. However, just like blue cheese, real estate investing might not be the right choice for all small-scale investors.

Are you aware of the gravity of the investment?

A real estate investment requires serious commitment. You need to abide by basic business principles whether you want to deal in houses or apartments. Real estate is one avenue where the need to recoup your initial investment and thereafter make a profit is more greatly emphasized than other investments.

If you aim to sell, you have to get more than what it cost to buy and fix up the property.

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