This morning I ran across this NPR story, Young Adults Can Keep It Simple: Start Saving about how 20-somethings get so overwhelmed by all the personal finance information out there, they ignore it all. Yet the basics are most of what you need to know: spend less than you make and start saving now.
Saving is hard—I know it as well as anyone. Even as a kid, when I got money from the tooth fairy or my parents, it burned a hole in my pocket until I’d traded it for some candy, a book, or stickers. Saving it felt impossible. Although I still have the urge to spend, I’ve got a little more self control these days. On the note of going back to basics, here are a few little savings reminders for us all:
1. Commit to it. Hey, it’s not easy to save. But the




Your credit score helps lenders decide whether or not to extend credit to you. Maintaining a healthy score will help open more financial opportunities for you.